Customized Loan Programs for Specific Financing Goals
Programs
Purchase / Refinance
This program is designed for borrowers who were in escrow to purchase or refinance a property but faced issues closing due to time constraints or qualification difficulties.
Fix And Flip Program
This program is custom-tailored to help you fix up a property to achieve the maximum sales price in your real estate market. Depending on your situation, we may or may not require payments during the renovation.
Home Improvement
This program is custom-tailored to help you achieve your home improvement goals. Many of our clients use it for a variety of projects, including landscaping, pool installation, roofs, windows, and doors.
Short-Term Construction
This program assists homeowners and investors in completing construction projects or remodels that have gone over budget for various reasons.
65% LTV Interest Only
This program is designed for well-qualified homebuyers who were in escrow or couldn’t qualify for a mortgage due to issues such as tax return filing, seasoning of funds, or length of employment.
Business Bridge Loan
Some of our clients have used this program to expand their business by purchasing machinery, office equipment, inventory, or taking advantage of other business opportunities.
Probate Loan Program
This program is custom-tailored to work with your attorney when funds are needed to settle an estate or if an heir is considering buying the property from the estate.
Reverse Mortgage Buyout
This program is utilized when heirs to a property choose not to sell.
Unfortunately, many lenders do not allow non-owners or those not
making mortgage payments to refinance.
Land Program
Securing financing for a land purchase has its challenges; including
large down payments and lengthy processes. This program enables
borrowers to lower their down payment.
Second Trust Deed Program
This program allows borrowers to access funds for a specific purpose and maintain the terms of their first mortgage. It’s commonly used to preserve a low interest rate on the first mortgage.
1031 Exchange / Reverse 1031 Exchange Program
This program provides quick, short-term funding for those seeking tax deferral strategies in real estate transactions.